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Old Today, 10:44 AM   #2896
i_am_the_koi
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Old Today, 10:44 AM   #2897
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Because of the lower prices and dropping demand?
really depends on where your buying but most home prices in suburbia have gone up as people from the city are allowed to permanent WFH.
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Old Today, 10:50 AM   #2898
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Old Today, 10:56 AM   #2899
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Because of the lower prices and dropping demand?
Because bubble. Our economy is a dumpster fire and house prices are detached from reality. A correction is coming, possibly 2008 all over again
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Old Today, 10:58 AM   #2900
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People have been saying bubble the 14 years I’ve lived here so I apologize if I don’t take your word for it.
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Old Today, 11:01 AM   #2901
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Because bubble. Our economy is a dumpster fire and house prices are detached from reality. A correction is coming, possibly 2008 all over again
If you're planning on a short life, absolutely a risk.

If you're realizing that 30 years is a long time, the bubble didn't do anything for those that stuck with it.
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Old Today, 11:02 AM   #2902
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in 2008-2009 and 2012-2013 there were corrections. i would call what we have now another one and of recent more significant than the prior 2. bayview SFH can be had for under 700k right now.
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Old Today, 11:02 AM   #2903
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The house we own dipped in price after we bought it, 12 years on it is no longer an issue.
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Old Today, 11:04 AM   #2904
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Originally Posted by HappyHighwayman View Post
People have been saying bubble the 14 years I’ve lived here so I apologize if I don’t take your word for it.
right except your math is off. 14 years is October 2006 and they definitely weren't saying Bubble in October 2008, nor October 2009.. heck neither in 2010.
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Old Today, 11:04 AM   #2905
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What I've seen out here is ~10% Covid spike, in which case you just offer less and see what happens.
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Old Today, 11:06 AM   #2906
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i did the math for SF in particular and the total cost/value of renting is actually cheaper for the same money (assuming you don't take out a loan over 750k which is the limit for tax-deductible interest on loans).

if you had the 20% in cash to put down at the same time, into a regular index fund you'd probably be even better in the end. with property tax, insurance and interest rates on loans the way they are, it's competitive between owning and renting.
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Old Today, 11:55 AM   #2907
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Congrats, Andy! And thank you for being a good internet person and paying the dog tax. Did you decide between Talu and Tuna? Both are lovely options. Big fan.
It's looking like Tuna. One of the kids thinks that's hysterical and is lobbying hard.
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Old Today, 12:08 PM   #2908
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It's looking like Tuna. One of the kids thinks that's hysterical and is lobbying hard.
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Old Today, 01:15 PM   #2909
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got blood drawn for my blood panel, the tech was a little stabbier than im used to. missed the vein and was digging around underneath my skin for awhile. now it's all bruised up in the area. i knew i shoulda stayed with UCSF.
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