16451. An owner's policy of motor vehicle liability insurance shall
insure the named insured and any other person using any motor
vehicle registered to the named insured with the express or implied
permission of the named insured, against loss from the liability
imposed by law for damages arising out of ownership, maintenance, or
use of the motor vehicle within the continental limits of the United
States to the extent and aggregate amount, exclusive of interest and
costs, with respect to each motor vehicle, of fifteen thousand
dollars ($15,000) for bodily injury to or death of each person as a
result of any one accident and, subject to the limit as to one
person, the amount of thirty thousand dollars ($30,000) for bodily
injury to or death of all persons as a result of any one accident and
the amount of five thousand dollars ($5,000) for damage to property
of others as a result of any one accident.
16452. An operator's policy of motor vehicle liability insurance
shall insure the person named as insured therein against loss from
the liability imposed on that person by law for damages arising out
of use by that person of any motor vehicle not owned by that person,
and for any subsequently acquired motor vehicle for a period not to
exceed 10 days from date of purchase, within the same territorial
limits and subject to the same limits of liability as are provided
for in an owner's policy of liability insurance.
