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Almost 1 Year to Go Until I retire!!!!

@Lucky it’s the final countdown! Of course you’re gonna be a sweetheart in retirement. I like your plans and hope you'll come visit the casa de cootz in Oregon.


I’ll have to work until I die. I have some money saved but not a ton. My company offers fuck-all in the way of a retirement program. I was a single mom in sf during my peak saving years and I’m still paying $856 a month on student loans instead of saving it for when I’m old.

Wheee!
 
ScottRNelson said:
I have enough saved up and invested that earning a few bucks doing anything at all is meaningless. But money has never been my prime motivation for anything and I want to spend as little time as possible thinking about money. I review my finances once a month then mostly ignore it.

My motto: I am seriously committed to never working again.

There are plenty of things to keep busy with.
Click to expand...

This is a great motto.
I have not considered not thinking about money in retirement……that is something that is possible but I have not considered it.
A year and a half in retirement I am still adjusting….
The BARF forum and its community has wisdom, knowledge, experience that has helped me ever since I joined.
Thank you
PaulR
 
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My onlyfans channel isn't providing the revenue I had hoped for in retirement.
<Sad flaccid trombone>

Maybe it's time to switch gears to an AI slop filled moto Vblog channel on ugoob, tackytic or
the instaregrets

Where the big $ is!!!
 
augustiron said:
My onlyfans channel isn't providing the revenue I had hoped for in retirement.
<Sad flaccid trombone>

Maybe it's time to switch gears to an AI slop filled moto Vblog channel on ugoob, tackytic or
the instaregrets

Where the big $ is!!!
Click to expand...

Your funny…
This place never disappoints
PaulR🤪
 
Me and Mrs Cabrito have been working on our plans with the major issue being healthcare. I'm hoping to stop the full time working next year or maybe the year after.

I've been planning on living on half of what I make now so I'm trying to get our main vehicle replaced with something new. I'm also working on my Moto plan so I have some nice fresh bikes for the future.

For sure I plan to work some sort of part time, or gig work for supplemental income.

I can't wait to stop working the full time job.. I guess every year I postpone the SSI check gets better. If I start next year I'll be 62.
 
Cabrito said:
Me and Mrs Cabrito have been working on our plans with the major issue being healthcare. I'm hoping to stop the full time working next year or maybe the year after.

I've been planning on living on half of what I make now so I'm trying to get our main vehicle replaced with something new. I'm also working on my Moto plan so I have some nice fresh bikes for the future.

For sure I plan to work some sort of part time, or gig work for supplemental income.

I can't wait to stop working the full time job.. I guess every year I postpone the SSI check gets better. If I start next year I'll be 62.
Click to expand...
First thing we did is paid off the mortgage.

We live on far less than half what we made combined the last few years of working.

And now SS is kicking in (we waited till 70 as we wanted to do a bunch of Roth IRA conversions before we took SS), and we don't need that money so will be gifting some of that to our daughter.

She doesn't need the money either as her and her husband are doing just fine but unlike us they have no problem dropping $$$ on fancy tasting courses at snazzy restaurants or staying at fancy pants hotels. :laughing
 
I tell myself (many years from now) that when that time comes and I can retire I wouldn't mind working the day shift at a brewpub/bar/dive a couple days out of the week. I love talking to strangers/randoms and socializing while pouring beers seems like a fun side hustle. That or work for my local LBS doing simple repairs.
 
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Since I've officially retired, way back in '04, I find myself lacking in my retirement, a key piece that signifies
the retirement, a pedestal if you will, , ,
With my treatment of my ol' buddy Mel, I have been "in training" of sorts, my time during infusions.
There IS a chair, a fully padded recliner, with just a few extra buttons, a milestone of achievement,
A place to plant, one's retirement, ultimate goal, The LazyBoy, sure I had a soft tail that I customized for flowing good looks,
My Fat Boy, it moved, and collected layers of bugs, had to feed it gas, but it didn't fart. Comfortable for weeks at a ride.

Yet, now I find myself lacking my pedestal to view my world, from my living room, for I have no extra room to park a Lazy Boy,
I need it to haul my bikes. :ride
I did buy a trainer, a couple of years ago, just because I had to have something for the back porch,
I even bought a horse trough, as a cold tub for summer relief, but it didn't work, water temps from city's water supply only dipped into the mid 70's, not cold enough to lower my core temp, add 4, 5# blocks of ice will drop temps to achieve relief, @ $3.89 each

Is there attgatt, or anything else I would need for my training, how many hours in seat, to achieve slumber ?
Special clothing, maybe a smoking jacket, for winter porch time ?

Donations of Zzzzzz will be graciously accepted, , ,

My back porch, @ twilight, , ,

My total sum of my possessions

I'm ready for a house and a real LazyBoy, , ,
 

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ucmgrad said:
I tell myself (many years from now) that when that time comes and I can retire I wouldn't mind working the day shift at a brewpub/bar/dive a couple days out of the week. I love talking to strangers/randoms and socializing while pouring beers seems like a fun side hustle. That or work for my local LBS doing simple repairs.
Click to expand...

Not sure i'd want to spend my days in a bar, with people who hang out in bars in the middle of the day.
But you do you

Ps, I know there are "fun, bright, decent, not gross" daytime bars,
but my mind immediately went to the "closed door, dark, no windows, bleach smelling, depressing AF, filled with alcoholics" daytime bar
 
I've got the LBS job I was thinking I'd do in retirement. I do not mind the work, I do mind it being full time, but also I am not retired and I need all those $$$ and health insurance. Got a statement from the social security peeps, seems if I can hold on for another 20 years or so and not die or go broke I'll be able to live comfortably as my mortgage will be paid off by then. Guess I better figure out what to do for the next 20 years.
 
budman said:
Nope. Most of the folks I really knew have moved on and since the pandemic most work has been through portals and a zoom here and there. Very few face to face interactions. I used to have friends in a lot of cities. Now... :(

I will reach out to a couple to say so long.
SJ - One person.
SV - Two or three
SC - None
Fremont - None
Newark - None
Morgan Hill - None
Brisbane - None
RWD City - None
Hayward - None
San Mateo - None
Menlo Park - ha!
Mountain View - One (consultant)

That is the new world... and it kind of sucks so glad to GTFO!
Click to expand...
I expect your post count here to skyrocket :laughing
 
ucmgrad said:
I tell myself (many years from now) that when that time comes and I can retire I wouldn't mind working the day shift at a brewpub/bar/dive a couple days out of the week. I love talking to strangers/randoms and socializing while pouring beers seems like a fun side hustle. That or work for my local LBS doing simple repairs.
Click to expand...

I am interested in Craft Beer.
My girlfriend is a beer girl and we have lots of fun at breweries and going to brewery events.
This has me interested in certification as a level 1 Cicerone for many reasons and could support pouring beer as a side hustle.
I attended the Dark Beer Festival last Saturday @ Pond Farm in San Rafael.
Learned about a few new places to try for sure.
Bartlett Hall in SF is now on my list. The Dead Certain Black Lager is excellent.
Balance Beer Works in Sacramento Midnight Marauders Czech Dark Lager also excellent.

I going to post up in Craft Beer a little more often to see if a few more BARF members would be interested in meeting up for a few pints..

The list of Dark Beer is impressive for sure…lots of talented brewers in this area for sure…
Morgan territories beer was completely awesome. I haven’t visited there yet, but I’m definitely headed that way.

PaulR🍺


About Cicerone | Cicerone Certification Program

Anyone can call themselves an expert on beer. But when consumers want great beer they need help from a server who really knows beer flavors, styles, and service.They also want to buy beer from a place that understands proper storage and serving so the beer they drink will taste the way it...
www.cicerone.org www.cicerone.org

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Beer Flight Masters

Drink Curious.
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I refinanced my mortgage a few years ago. 30 years at 2.5%. I keep the money that could have paid it off invested which, for me, was the smart thing to do. And I have no side hustle. That would go against what retirement is, for me. And I did wait until I was 70 before taking SS. Smartest decision I ever made. Now I sit around and do nothing.
 
When I was working, I knew where I was going to be 10 hrs a day, 5 days a week. I retired this past January and I'm so busy I have to document my schedule like an airline. 2 part time jobs, exercise classes, doctor, dentist, periodontist, etc. but retiring is one of my lifetime achievements. I'm training to become a Total Control motorcycle instructor so that my brain remains engaged and I'm around motorcycles as often as I can be. I've always enjoyed teaching others through my volunteer work at the local STEM program and volunteering with the National Park Service as a crew member on the ships at the Hyde St pier.
 
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