CALSTAR got bought

[boney]

My buddy (and fellow moto enthusiasts) flies for Reach and the advantage they have is having so many affiliates that you will be covered under as well.
If needed, I would be honered to have him fly me to help.

CALSTAR’s current members will become members of the AirMedCare Network, extending their membership benefits with no out-of-pocket expenses related to transport across 32 states and more than 251 aircraft locations that are part of AMGH.

Yup.

 

[FatCampChamp]

What they said above. Now and then there are stories of people saying they were flown out of a wreck and later found out their health insurance policy didn't cover all or part of the flight, and now they're stuck with $20-$30K worth of flight bill. And to be honest, I haven't read through the 30 pages of small font of my own health insurance policy, but for what amounts to less than a breakfast for two in the City, it's worth the piece of mind. YMMV, of course.

Thanks for explaining. I normally read through my policies closely whenever I get a new one. My experience has been that emergency services are covered fairly well, including medical transport. It seems like the worse plans tend to capitalize on out of network or specialist services and treatments.

Why are you deflecting right now? They're trying help you out by informing you that insurance doesn't always cover helicopters, relax

I have personally dealt with this. I even have a few provisions I demand of any coverage I accept. I would be happy to walk you through what I have found, and a few things to look for.

And now I have lost any interest I had. I hope 'you' works out for you, bud.

You're right. I was just being a jerk. Sorry.

 

[clutchslip]

Thanks for explaining. I normally read through my policies closely whenever I get a new one. My experience has been that emergency services are covered fairly well, including medical transport. It seems like the worse plans tend to capitalize on out of network or specialist services and treatments.


You're right. I was just being a jerk. Sorry.

Nice job with the apology..

Look at the bolded part. We have no idea what your experience is. Is it a lucky person who happens to get fantastic company insurance wherever they work?

Having actually suffered through a severe, costly accident, I am sure there are others with similar experiences to mine. Transportation is not always fully covered. Some ambulance companies do not take insurance. You pay, then get that money back from insurance.

Meanwhile the rates at AirMedCare Network are $65, as opposed to $35 at CALSTAR. IF you get all the areas, it still might be an okay deal.

 

[cwanger2000]

I just signed up for Reach and got the $65 household plan, covers me and 4 family members. Even if its not family and they have the same address it covers them too.

 

[shouldnthave]

What we/I need to figure out is flight coverage. Calstar was reciprocal with Enloe, but Reach was not. I have both Calstar, and Reach so I was covered at Thunderhill, and now I'm wondering if I need to add Enlo to my coverage... Booooo, and I just freaking renewed both three weeks ago...

ETA: I called AirMedCare, and she said that what normally happens when two companies combine the money paid is also combined as a single payment. This means I will receive a credit on my next statement that is prorated for the time I spent with Calstar. I'm supposed to call if I do not have said credit.

She didn't know anything about AirMedCare now being reciprocal with Elnoe, and said that she would ask her manager and call me back... I'm guessing it's a big no, but I'll wait till I hear back / one week whatever come first.

 

[Marcoose]

Thanks for explaining. I normally read through my policies closely whenever I get a new one. My experience has been that emergency services are covered fairly well, including medical transport. It seems like the worse plans tend to capitalize on out of network or specialist services and treatments.

And so do I, or at least I thought I did, until about 2-3 years ago I ate something funny and went to SF General's ER. Lo and behold, the health plan insurance provided by a top-tier nationwide employer didn't cover ER visits at SFGen and I got stuck with the bill. Go figure. Moral of the story, for $35/year of heli-evac service for the entire family, it's a great piece of mind in case there's another carefully crafted exclusion.

 

[packnrat]

i have kaiser medical. and my plan covers any form of emg transportation. as required my the emg personal on site.

but i have bought into "airmedcare"
it is a combination of medical transports across the country.

will i ever need it? i hope the () not.
but with double the coverage i should never see a bill if it comes down to it.
cost is less then a $tarbuck$ coffee (and not the fancy fu-fu crap they sell) once every other month.

 

[danate]

Yeah, my employer used to offer medical coverage that covered 100% of emergency expenses (in fact, pretty much all expenses over the initial $250), but they did away with it last year. Now I always pay a percentage (usually 20%). Significant though as your average trauma flight/evaluation can range from $50k-$300k depending on if you stay a day or two.

Ironic since I work in emergency services...