John2023
Active member
Like some other clumping everyone together discriminations, this one against single/unmarried folks wasn't very well thought of IMO. Didn't sit well when I was single and still didn't sit well after I got married.
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Even though I'm married and got that discount, I was never a big fan of that policy applies to drivers and riders alike
- Thread starter John2023
- Start date
Like some other clumping everyone together discriminations, this one against single/unmarried folks wasn't very well thought of IMO. Didn't sit well when I was single and still didn't sit well after I got married.
berth
Well-known member
I always thought the premise was that married people were more careful, less risky, etc.
I assumed they had actuarial data to match.
Perhaps not.
I assumed they had actuarial data to match.
Perhaps not.
- Joined
- Apr 5, 2002
- Location
- San Jose, bottom of dirty 130
- Moto(s)
- ‘18 Alta EX006, ‘17 Alta MX019, 06R6, 05TM530, 01TM250 2T, ‘24 Yam Tenere 700, Lightning Spark
- Name
- Butch
- BARF perks
- AMA #: 1093637
Insurance companies should increase the discount with the number of kids you have. Surely that demonstrates how responsible and attentive you are.
BillSmith
The Little Twitches Grandpa
- Joined
- Nov 22, 2007
- Moto(s)
- HD 2011 FXDF Dyna Fat Bob
- Name
- Bill
Two drivers who might spend time in one vehicle, reducing their exposure. How many combined miles versus a solo insured?
Insurance companies are not in the business of offering policies that do anything but make them money based on their spreadsheets.
Insurance companies are not in the business of offering policies that do anything but make them money based on their spreadsheets.
- Joined
- Apr 4, 2002
- Location
- Menlo Park, Ca.
- Moto(s)
- Keep me rocking life
- Name
- Budman
- BARF perks
- AMA Life Member #203453
I think the discount for auto should be for those that have moto insurance too because we ARE superior drivers.
gixxerjeff
Optimistic Underdog
I'm no longer married so that discount is out of reach. Thats the bad news.
The good news is they offer a multiple vehicle discount. The price seems to drop whenever I add a bike.
I currently have 10.
I figure just a few more and they'll start owing ME money.
I love it when a plan comes together.
The good news is they offer a multiple vehicle discount. The price seems to drop whenever I add a bike.
I currently have 10.
I figure just a few more and they'll start owing ME money.
I love it when a plan comes together.
nakedape
Well-known member
That has a measure. 28% fewer claims by M1 holders across vehicles. This probably doesn't apply to wild hog types and the other weekend warriors plaguing the sport.
senpai71
Professional troublemaker
- Joined
- Feb 23, 2016
- Location
- San Francisco
- Moto(s)
- 2015 Kawasaki Versys 1000LT, 2000 Triumph Sprint ST, 2008 BMW K1200GT, 2016 Zero DSR.
- Name
- Rory
I think I should pay liability insurance for one bike only, which swaps to the 'active' bike - I can only ride one bike at a time after all...
ctwo
Merely Rhetorical
I felt it is the driver that should be covered.I think I should pay liability insurance for one bike only, which swaps to the 'active' bike - I can only ride one bike at a time after all...
- Joined
- Apr 4, 2002
- Location
- Menlo Park, Ca.
- Moto(s)
- Keep me rocking life
- Name
- Budman
- BARF perks
- AMA Life Member #203453
That is why it is not 50%.
