insurance..

[Nastradamus]

ok i know im reviving a classic but has anyone else found cheaper insurance.. im contemplating what i shoudl get...

yes im a noob.. so far im thinking of just liability for 156/year.. which is damn good for me.. or 268/year for liability with uninsured motorist

or.. full coverage.. @ 128/month....

dont forget i got a DUI so if anyone out there has found something decent let me know

also why i should get full coverage.. even though its gonna cost me !!!!1400!!! per year.!!!! thats alot.. i pay 214 on my truck alone..

 

[JohnnyBlazeF4i]

I think you should be happy you found insurance at all. At any rate, I have a high liability package through progressive that costs me 800$ a year. I'm young though, have a couple tickets under my belt, and have an F4i with no prior motorcycle experience. If you're getting a 4000$ bike, then get liability with uninsured motorist and a thick chain and a sturdy lock. - John

 

[maxboxa]

get comprehensive insurance as well. you'd be amazed at how many bikes are stolen.

 

[Nastradamus]

comprehensive insurance?? thats only if it gets stolen right?

if so ill ask the insurance people about comprehensive insurance. I hope they can add it to liability

 

[willbeezy]

yea comp is when u get ur bike stolen so u get some money =) i went through state farm, and i got full coverage for uhmmmm i forget but it was under 200 a year .. but my records clean. you should try them. Just simply tell them you have car iinsurance, cuz that makes a big difference (thats what my friend and i did)

 

[Nastradamus]

full coverage for uhmmmm i forget but it was under 200 a year .. but my records clean.

my record isnt clean DUi last year in JAN

 

[DaddyFatSacks]

how old are you guys? and where in the do you live?

cuz i've been getting quoted HARDCORE..

i live in San francisco and i'm 20.
l $185/month for liability and
$400/month for full coverage on a 1996 F3! (which is mad stupid!!)

completely clean record too, never even been pulled over!

 

[seaninsjca]

$678 per year for me through Progressive.

2 bikes, full coverage. 1987 GSX-R750, 1999 Honda Aero.

Clean Record, married, locked garage, turned 34 today.

 

[Max Smiley]

DaddyFatSacks: SF is probably the costliest city to insure a bike in, or tie with NY. bikes get knocked over and stolen left and right here, not to mention traffic accidents probably daily. I hope you took the msf class, most insurance co's will give you a 10% lifetime discount just for that. that clean record will also qualify you for a discount but in due time. also bike type plays a huge factor in this. get a dirt bike based motard and you'll not only have fun but laugh to the bank too. get a plastic fantastic sport bike and pay dearly no matter the cc. I have half a mind right now to cancel the insurance on my sportbikes and let them sit till I move away and just ride the honda here. it really sucks on the freeway though.

 

[Nastradamus]

i live in Fremont... im surprised with my DUI i get a good liability rate but damn full coverage wants to tear me a new ass hole..

 

[epx666]

I just insured my 04 Ducati 998 through Statefarm, I paid around $237 for 6 months. Full coverage 30/60/15 or something. 28yr, clean record, 4 yrs riding experience. No MSF discount tho.

 

[jlhopwo]

how old are you guys? and where in the do you live?

cuz i've been getting quoted HARDCORE..

i live in San francisco and i'm 20.
l $185/month for liability and
$400/month for full coverage on a 1996 F3! (which is mad stupid!!)

completely clean record too, never even been pulled over!

They are boning you for three things:

1. SF
2. 20
3. 600cc+

and probably 4. Overall small amount of road experience (cage time)

I live in Sf, but I'm 38, with a 500cc bike. I have 20 years cage time with no (current!) speeding tickets on my record.

 

[Nastradamus]

oh yeah im 22 too.. im gonna call in and ask for comprehensive

 

[Nastradamus]

dammit i just called the cheapest insurance company i have on my list and they dont offer comprehension insurance.. SHIZZZ