Plate Searches and Insurance Question

[RyanR]

Have you tried leaving a (very obvious) note on it?

Will do that today as well, I was asking here in advance so I know what my other options are. I have asked the complex manager as they might known given you are meant to have a parking permit and this vespa doesn't and is still there.

 

[norcalkid]

easy enough to go on the Geico website and get quotes on your theoretical vehicles.

I'd probably start with a note and just asking around. Wouldn't go to management and cause them potential problems unless you know the manager well.



Crazy high insurance is probably the main reason I never bought/financed a new bike. I pay $104 a year on a 2012 VStrom (100/300 I think)

 

[ctwo]

There was some website that you can pay to get all that info, now with big data leaks. it was a weird name I forgot but will look for it.

 

[RyanR]

Have your complex tow it. Keep in touch with the tow company for when they lien sale it and buy it that way, cuz unless you know someone willing to break the rules of their job either at DMV or at an insurance company, no one will do a VIN look-up and give you anything more than a name, if that.

Sorry, should have asked this before. Any idea of the timeframe of that sale? I have been doing a quick Google search to try find the answer but cant find anything definitive.

 

[Caddywumpus]

Insurance companies are gaming us.

For example, if I remove the wife from our policy, say because she’s blind, my premiums go up.

Why do I love Capitalism?
The rules are made for those who can use them.

Blind people driving should have really high insurance.

 

[boney]

Adding another covered vehicle will net you a lower total premium?
That doesn't compute.

Sometimes the multi-bike discount is greater than the cost of insuring the next bike. My premiums went up when I took an old BMW airhead off.

 

[RyanR]

Just wanted to thank everyone for their input on my first 'real' post here on BARF.

 

[orbframe]

what insurance company are you using that offers multi-vehicle on motorcycles? State farm does not, for instance..

 

[berth]

Have you tried leaving a (very obvious) note on it?

Get one of those bright orange Cal Trans/Halloween Pumpkin garbage bags and put it over the scooter with a note on it.

If nothing else, it should get the owners attention, and maybe they'll read your note.

 

[boney]

Hi,

I have a couple general questions, please let me know if they should be posted elsewhere.

1. There is a vespa scooter that has been parked in my apartments lot since I moved in ~7 months ago that hasn't moved or been touched. Where is the best place to look up the plates so I can try and find the owner to see if I can buy it from them.
Second part to this, if it is abandoned, is there any way I can work with the apartment management to claim it or something like that?

2. I am hopefully going to buy my first bike here in the US but as a 23yo Male, single and renting, I am in that high risk category for insurance on my desired Daytona 675. If I add a scooter or smaller beginner bike to my insurance it reduces my overall premium (hence why I am interested in the vespa above). If I add another scooter/bike to my insurance that doesnt exist is that straight fraud/do the insurance companies ask for proof of purchase etc?

Thanks
Ryan

Okay, so here's what I've done in the past with a car...

To get your hands on the scooter your landlord would have to do a lien sale to you. He has to take possession of it by declaring it abandoned and all effort to contact the previous owner to have come up dry. I think it takes 30 days and requires DMV paperwork. (It's been more than 20 years so forgive my fuzzy memory) Then the two of you do the sale paperwork and title transfer to you.

It's not impossible. If you can follow the steps spelled out by the DMV and you have a willing landlord, you could have the scooter before summer is over.

I think the first step is to put an obvious note with your phone number on it and see if the note disappears or you get a call.

 

[ThumperX]

There may be a reason the scooter has not moved in 7 months. Perhaps it belongs to someone deployed, someone who was injured and can't ride it, someone who can't afford a repair?

If it is assigned parking, ask the building manager to contact the owner on your behalf. Are the tags up to date? You can go on line with dmv and check the registration status. It may be on a non-op if the sticker is not currant.
Don't automatically assume it's abandoned.

 

[Kurosaki]

For the intended purposes that sound more like insurance savings, I'd find another scooter. Something damaged or wrecked or not running.

Dealing with vehicles where you can't speak to the owner and/or they don't have the pink slip in their possession is too much of a pain in the ass to bother unless you found a rare barn house find and it's gotta be that one.

For a small vehicle that cheap, my time and energy is worth more than the savings.

 

[RyanR]

There may be a reason the scooter has not moved in 7 months. Perhaps it belongs to someone deployed, someone who was injured and can't ride it, someone who can't afford a repair?

If it is assigned parking, ask the building manager to contact the owner on your behalf. Are the tags up to date? You can go on line with dmv and check the registration status. It may be on a non-op if the sticker is not currant.
Don't automatically assume it's abandoned.

Its parked in a monitored lot where you are supposed to have a parking permit which it doesnt have. From memory, tags are from 2016. If it isnt abandoned they have been parking illegally for the whole time.

 

[ThumperX]

or, they dont display the permit but the complex has it on file.

 

[RyanR]

or, they dont display the permit but the complex has it on file.

The building doesn't know who it belongs to, and like I said it has been there for the past 7 months and hasn't moved an inch. Its covered in a layer of dust a couple mills thick. I'm not trying to screw anyone over here but I appreciate the concern for the owner. I have had my eye on it for awhile now and was just looking for some advice.

 

[RyanR]

For the intended purposes that sound more like insurance savings, I'd find another scooter. Something damaged or wrecked or not running.

Dealing with vehicles where you can't speak to the owner and/or they don't have the pink slip in their possession is too much of a pain in the ass to bother unless you found a rare barn house find and it's gotta be that one.

For a small vehicle that cheap, my time and energy is worth more than the savings.

I agree. If I cant figure it out in the next couple days I will give up on it but wanted to get some advice from people who might have a bit more knowledge than me.

 

[ThumperX]

Unfortunately you can’t file a complaint only the property owner or manager can do that. As an abandoned vehicle part of the process involve contacting the last known owner.
If you’re interested in a scooter I have a Vino for sale. It needs a battery but starts on the first. Kick. Reg is paid until April 2020. $700

 

[RyanR]

Unfortunately you can’t file a complaint only the property owner or manager can do that. As an abandoned vehicle part of the process involve contacting the last known owner.
If you’re interested in a scooter I have a Vino for sale. It needs a battery but starts on the first. Kick. Reg is paid until April 2020. $700

I could definitely be interested in that, could you send over the details?

 

[ThumperX]

Ryan, unfortunately PMs don't seem to work for you. Send me a PM with yur email and I'll tell you about the scooter.

 

[KooLaid]

Insurance companies are gaming us.

For example, if I remove the wife from our policy, say because she’s blind, my premiums go up.

Why do I love Capitalism?
The rules are made for those who can use them.

A few months back I added my then live in girlfriend as fiancée on my policy, and they shifted her as the primary for my most expensive vehicle and put me as the primary for my next most expensive vehicle. My total premium dropped by about $150 for 6 months to insure the both of us.

I passed this info on to someone else and I sat with him on the computer, added his wife to his policy, shifted the driver/vehicle and his rate dropped about the same $150. Then we changed his occupation title to something in the same exact area and it dropped another $100.