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Stock Thread 2019

I'm rolling in my old IRA and 401(k) into the Betterment account, you definitely don't want to miss out on employer matching.

As far as optimizing your balance of pre and post-tax contributions, that's a complex balance that involves a lot of analysis of your specific financial situation.

I just changed jobs, working for a much smaller company now, and they don't currently have a 401(k) although they intend to start one before the end of the year. My plan is to fully fund that to the IRS maximum, and then try to max out Roth IRA's for both my wife and myself. That's about our best bet, but your mileage may vary.
Neither of us have matching contributions, I have s pension and she gets a small amount every month for free from work. I guess it's time to sit down with someone educated beyond the internet... lol
 
Well, we've been fairly range bound ( trading in a narrow range) for ten days now, which in today's market is two months in the old one. I am wondering what's coming next. I suspect a significant move up or down. :laughing
 
BA short has been good to me :)

Anyone else get in on that? Can’t wait to ride it back up when the dust settles.
 
BA as a short isn't worth mentioning. It fell maybe 10% unless you knew the Ethiopian crash was going to happen beforehand and shorted the stock at $440
 
BA as a short isn't worth mentioning. It fell maybe 10% unless you knew the Ethiopian crash was going to happen beforehand and shorted the stock at $440

10% profit for less than a months work is good for a lot of people. What do you consider gains worth mentioning?
 
Well, we've been fairly range bound ( trading in a narrow range) for ten days now, which in today's market is two months in the old one. I am wondering what's coming next. I suspect a significant move up or down. :laughing

Well let's see...

Government is becoming more incompetent and dysfunctional.

September will see another budget deadline with likely more polarization than ever.

Disease epidemics are sweeping the nation.

The poor and middle class are running out of money.

Opportunities abound for military conflicts.

Anything good happening? At least Brexit got a reprieve.
 
Well let's see...

Government is becoming more incompetent and dysfunctional.

September will see another budget deadline with likely more polarization than ever.

Disease epidemics are sweeping the nation.

The poor and middle class are running out of money.

Opportunities abound for military conflicts.

Anything good happening? At least Brexit got a reprieve.

A great time to make money! Sell hope and buy despair.
 
Has anyone else had the feeling the stock market is due for a big hit, and set limit sells as a precaution?

I am reasonably diverse, but have learned my lessons on "get rich quick" shorting bs. Most of my portfolios are in long term stocks, etf's, and mutual funds. ATT, VOO, Intel, DVY, CVY, 401k diversified funds, etc.

Just wondering if anyone else has the same pit in their stomach.

James
 
My stomach doesn't have a clue. The grand poobah is doing everything within his power and beyond his power to reinflate the bubble. So it could last a while longer before the big bang.
 
Has anyone else had the feeling the stock market is due for a big hit, and set limit sells as a precaution?

I am reasonably diverse, but have learned my lessons on "get rich quick" shorting bs. Most of my portfolios are in long term stocks, etf's, and mutual funds. ATT, VOO, Intel, DVY, CVY, 401k diversified funds, etc.

Just wondering if anyone else has the same pit in their stomach.

James

I'm on the same wavelength.

Got rid of all my equities twice -- in 4Q18 and in Jan-19 -- because I did not like the volatility caused by the trade wars and news about Brexit.


Recently been dollar cost averaging back a few hundred dollars at a time into a different asset allocation. More into bonds and staggering mutual funds that have performed well in the last 3 months. I was too weighted into the S&P 500 index funds in the past. Now I can sleep at night. I was 50% in equities through 3Q18, now my % is much less and I am still trying to figure out the right balance.


One thing I learned my age is that you don't have to go with investment advice you're not comfortable with and though the news does not encourage confidence in the markets , it doesn't mean that you shouldn't be in equities at all. The goal is to grow your savings and not let inflation eat it up.


I am going to hit a milestone in my retirement savings soon before the end of the year, and I will celebrate my personal success because I did it my way gradually and have not compared myself to others.
 
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Yeah I have no clue either. Recently moved some $$ from the money market into SCHD which is a conservative dividend-focused ETF with low fees.
 
Yeah I have no clue either. Recently moved some $$ from the money market into SCHD which is a conservative dividend-focused ETF with low fees.

Probably my favorite ETF!
 
I find myself buying more shares of SCHD than any other ETF. I calculate the % gain from each of my existing holdings. That one impresses me. Plus pay no fees per buy transaction because my brokerage is at Schwab and it's a Schwab ETF
 
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Has anyone else had the feeling the stock market is due for a big hit, and set limit sells as a precaution?

I am reasonably diverse, but have learned my lessons on "get rich quick" shorting bs. Most of my portfolios are in long term stocks, etf's, and mutual funds. ATT, VOO, Intel, DVY, CVY, 401k diversified funds, etc.

Just wondering if anyone else has the same pit in their stomach.

James

I'm lighter equities and heavier bonds now. Kinda nervous. I sold my AT&T, they just have too much debt.

I find myself buying more shares of SCHD than any other ETF. I calculate the % gain from each of my existing holdings. That one impresses me. Plus pay no fees per buy transaction because my brokerage is at Schwab and it's a Schwab ETF

I love SCHD, and have held it for years.
 
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