As a secondary teacher I’ve never heard of RICA, but after reviewing the scope of the test, it looks daunting. And it’s all part of moving the goalposts, which the CCTC loves to do. All that used to be on the job training. Very few teachers achieve mastery before 3-5 years of classroom experience. You know, like mentoring POST graduates as an FTO. There are very few people coming in with the skill set to be effective, it’s learned gradually.
New teachers are expected to compete in pedagogical Olympics after elementary swim lessons. That said, these over prepared newbs are really putting the pedal to the metal on substantive and necessary reform from where I sit. I help them navigate institutional and behavioral vagaries and they up my game by bringing the current research and applications. With a side dish of language policing and trauma informed practice.

arty
The financial reform thing: we had it, with separation of asset pools, but neoliberal Clinton-era rollbacks (bipartisan) killed that regulation. Now, big money houses BUILD IN bailout protection and precedents to their risk assessment. IIRC up to 70% of TARP money was paid back. PPP was substantially more fraudy as a program.
If we move to the national service model with lots of non-military options in exchange for college fee waivers, it would juice the economy and improve individual outcomes without enriching intermediaries and lenders.