only if it didnt come with a pack.
Well let's see my Light Bee is $4k and the battery is say $2k, you can buy an Energica Eva for $13k.
So I could buy the bike and have 4 batteries for the cost of an Eva and if we're talking a Ribelle 8 battery packs.
There are not many bikes out there with modular battery and no superbikes but in the future there may be, there's nothing to compare currently to with your hypothesis if "it didn't come with a pack."
That also leads to another reason why modular packs are good is different configurations. You can packs configured for more power or more range. Like the Litespeed bikes sells a sur ron pack that is 60V and 72V same size just configured differently on for more amp hours and one for more voltage. The 72V pack is for more power and speed and the 60V pack would have less power but more range. Having modular packs give you the ability to use different types of packs.
Let's say for a race you don't need that much range, you need enough power to complete the race so you could put a battery that is configured that way so you aren't lugging excessive weight on the bike. I think that's how the motoczysz bike worked they had modular battery pack, but not sure if you can reconfigure them.
The battery is always the biggest limiting factor on an electric motorcycle, it can only handle so much punishment.
You might think it costs a lot of money now but because these companies are getting together to make a battery standard for them it will increase supply and drive prices down.